Layby Terms & Conditions

We are pleased to offer a Lay-by service for our customers.

Please read the Lay-by terms and conditions before proceeding to place a Lay-by order as you accept our terms and conditions in full by making your first Lay-by payment.

Our Lay-by terms and conditions are as follows:

-A minimum order of $50 excluding postage

-A minimum deposit of 20% of the total of the lay-by

-Regular fortnightly payments MUST be made

-Lay-by term is 8 weeks from the date of order

-Payments to be made via direct deposit (Bank details below)

-You will be emailed a Lay-by schedule


-Customer cancellations are accepted in writing only, via email to Cancellation fees as listed below will apply.

– If you do not complete your Lay-by and are in default we reserve the right to cancel your Lay-by and withhold the 20% deposit fee.

-If you are in default, you will be sent a written default notice by email giving you warning of our intention to cancel.

-If either party cancels the Lay-by all monies paid except 20% deposit will be refunded.

TeddyTopia’s Bank Details

Bank: St George

Account name: Teddytopia

BSB: 114-879

Account number: 448403799

Your reference:  TeddyTopia Order Number